FAQs - Buying a Car
How Is My Deposit Treated?
Deposits are payed on the following scale:
| Purchase Value | Deposit |
|---|---|
| Up to £8,000 | £250 |
| Up to £12,000 | £500 |
| Over £12,000 | £1000 |
Your deposit is your commitment to us to go and inspect the car we have found for you and which you have agreed to purchase. Before we travel to inspect the car we carry out an HPI search to ensure the car is free from any encumbrances and has not been involved in a categorised insurance claim.
In the overwhelming number of cases the description of the car is very accurate, however if on our inspection the car does not match up to our requirements we do not purchase the vehicle. In this situation we offer a full refund of your deposit or ask you if you want us to find another car for you.
We are meticulous in our description and inspection of the vehicle, in the event the car we supply does not match the description we give then we will refund your deposit.
However, if you fail to take and pay for the car within 21 days of notification that the car is available for delivery, we may treat the contract as cancelled and keep any deposit paid by you.
Full sales terms and conditions
Do You Charge for Credit Card Transactions?
Yes. If you wish to pay for your car by credit card, a 2.0% fee applies to cover bank processing costs. Payments by debit card do not incur this fee.
What Are My Payment Options?
You can apply for finance at our dealership, or make your payment to MaxMatt Ltd using the following payment methods. We charge fees for certain payment methods according to the associated costs. There are 3 free payment methods - debit card, Bank transfers (BACS) and Bank transfers (CHAPS). Please see below for rates.
| Payment Method | Charge | Explanation |
|---|---|---|
| Debit Card | Free | We absorb the cost |
| Bank Transfer (BACS) | Free | We absorb the cost |
| Bank Transfer (CHAPS) | Free | We absorb the cost |
| Bank Draft | Free | We absorb the cost |
| Building Society Cheques | Free | We absorb the cost |
| Cheque | Free | We absorb the cost but require 5 days for the cheque to clear |
| Cash | 1% | Due to money laundering regulations we can only accept cash up to £9500. However, there are significant operational and bank charges involved. The 1% just covers the cost of handling cash |
| Credit Card | 2% | We simply pass on the cost of handling charged by the credit card company |